CCR009 information requirements
One of the most common questions asked by FCA-authorised motor dealers is: "What information is needed for CCR009?"
The answer depends on your FCA permissions, business model and regulated activities. CCR009 is designed to collect information about how consumer credit firms operate and generate revenue. As a result, the exact questions presented within the return may vary between firms.
For many motor dealers, preparing information throughout the year can make the CCR009 process significantly easier and help avoid last-minute administration when reporting deadlines approach.
CCR009 is an FCA regulatory return completed through the FCA's RegData reporting system.
Many FCA-authorised motor dealers are required to submit a CCR009 return as part of their ongoing reporting obligations. The return helps the FCA understand how firms conduct regulated activities, generate revenue and operate within the consumer credit market.
Because CCR009 contains tailored questions, not every firm will be asked to provide exactly the same information.
CCR009 includes questions designed to help the FCA understand how your business operates.
Depending on your activities, you may need information relating to:
Having an up-to-date understanding of your business structure and regulated activities can make completing the return much easier.
Most motor dealers completing CCR009 will need access to information relating to finance introductions.
This may include details about:
Maintaining accurate records throughout the year can help ensure information is available when needed.
CCR009 includes questions relating to revenue generated from regulated activities.
Before completing the return, businesses should ensure they have access to relevant financial information and supporting records.
Depending on the firm's activities, this may include:
Accurate record keeping is important to ensure information can be reported correctly.
The FCA may request information about how a firm promotes its products and services.
For many motor dealers, this can include:
Keeping a record of marketing activity throughout the reporting period can make reporting more straightforward.
CCR009 may include questions relating to staff involved in regulated activities.
Businesses should ensure they understand which employees are involved in:
Keeping staff records organised can help make the reporting process more efficient.
Many motor dealers only begin gathering information when the FCA reporting window opens.
By this stage, information may be stored across multiple systems, making preparation more time-consuming than necessary.
Maintaining organised records throughout the year can help businesses:
Good preparation often makes the reporting process significantly easier.
Some of the most common issues include:
Because CCR009 contains tailored questions based on permissions and activities, businesses should ensure they understand exactly what information applies to them.
No. The information required depends on the firm's permissions, activities and business model. The questions presented within CCR009 may vary between businesses.
CCR009 is completed and submitted through the FCA's RegData reporting system.
Many firms keep records relating to finance introductions, regulated income, marketing activity, business operations and staff involved in regulated activities.
The best approach is to maintain accurate records throughout the year rather than waiting until the reporting deadline approaches.
009 Compliance provides administrative support to FCA-authorised motor dealers throughout the UK.
We can help you organise records, prepare information and understand the administrative requirements associated with CCR009 reporting.
Please note that we do not provide regulated advice. Responsibility for reviewing, approving and submitting regulatory returns always remains with the authorised firm.
If you need help preparing for your next CCR009 return, contact 009 Compliance today.
