CCR009 deadline guide
CCR009 timing depends on the firm’s FCA reporting schedule. This guide explains how motor dealers can think about deadlines without relying on fixed dates that may change.
The safest starting point is the firm’s own FCA RegData schedule, not a date copied from another dealership.
The period tells you which finance introductions, commission records, complaints and settlement records belong in the preparation file.
RegData access, lender exports and monthly MI should be checked before the reporting window becomes urgent.
A CCR009 return can take longer than expected if the underlying records are not ready.
The deadline matters, but the preparation period before it matters just as much.
A dealer may have finance proposal data in a lender portal, commission totals in a statement, complaints in a shared mailbox and part exchange settlement figures in deal files. The return is easier when those records can be brought together before the deadline.
CCR009 is generally linked to a reporting period and a submission window shown in FCA RegData.
The dates can vary, so firms should always check FCA RegData and current FCA guidance for their own schedule.
A dealership should not rely on another firm’s deadline. The reporting schedule belongs to the individual authorised firm.
Checking the schedule early helps avoid rushed preparation.
A dealership with more than one trading name or multiple sales sites should also check who owns the RegData task internally.
Waiting until year end can leave gaps in finance, commission, complaint or lender records.
It also increases pressure on staff who may already be dealing with normal trading demands.
Monthly data collection makes the CCR009 return easier because figures can be checked during the year.
This can include finance introductions, commission records, complaints and lender information.
If the deadline is close, focus on gathering the core records, confirming access to RegData and checking the figures for obvious gaps.
For help with urgent preparation, speak to us about CCR009 deadline support.
Prioritise RegData access, the reporting period, finance introduction totals, commission statements, complaints data and a short final review note showing where the figures came from.
The due date depends on the firm’s FCA reporting schedule. Firms should check FCA RegData for their own deadline.
A firm should check its FCA RegData account and current FCA guidance for the relevant reporting schedule.
CCR009 is commonly treated as an annual consumer credit return, but firms should check their own RegData schedule.
Monthly preparation can reduce year-end pressure and make it easier to gather accurate information.
Yes. 009 Compliance can help motor dealers organise information before a CCR009 reporting deadline.
These official FCA pages may help you check the current position before making decisions or submitting information.
We help motor dealers organise the information needed before reporting through FCA RegData.
This page provides general information only. It is not legal or regulatory advice. Firms remain responsible for checking their own FCA permissions, RegData schedule and reporting obligations.
